diff --git a/game/core/adventure_runner.gd b/game/core/adventure_runner.gd
index cdd1a2dc..80a1afec 100644
--- a/game/core/adventure_runner.gd
+++ b/game/core/adventure_runner.gd
@@ -38,6 +38,7 @@ var _loadout_seeded := false              # 同调行已种标记（每冒险一
 # ---- 三选一停点（编排迁 CurioStop 件——停点三态/刷新三源/凭证出箱/信号面）----
 var _curio: CurioDeck = null              # 令牌池件（_init 建；纯池——多重集/抽签/cap/凭证判定唯一宿主）
 var _stop: CurioStop = null               # 停点件（_init 建；每冒险一次——关卡换实例不换件）
+var _refresh_bank: RefreshBank = null     # 刷新账件（_init 建——三源账与付费报价；宿主预算注入与断点片段直收）
 var _loadout: AttuneLoadout = null        # 同调配装件（_init 建；充能单源化——物化行唯一事实源）
 var adventure_inventory: TreasureItems    # 冒险级秘宝库存（单源化——同调未用行跨关存活的承载面；关卡域语义归 level 使用面）
 var _tree_rules: Array[Variant] = []               # 树 rule 键集（Fork 激活侧 effects 透传；下传 enc.tree_rules 消费面）
@@ -51,7 +52,9 @@ func _init(db_ref: ConfigDb, rng_ref: RngServiceCore) -> void:
 	_wallet = GpWallet.new()
 	_stats = HeroStats.new(db, {}, _journal)   # 数值账消费日记汇总（同源单件注入）
 	_curio = CurioDeck.new(db, rng)
-	_stop = CurioStop.new(db, _curio, _stats, _journal, _snapshot_breakpoint)
+	_refresh_bank = RefreshBank.new(db)
+	_stop = CurioStop.new(db, {"deck": _curio, "stats": _stats, "journal": _journal, "bank": _refresh_bank},
+		_snapshot_breakpoint)
 	_loadout = AttuneLoadout.new(db, _attunement)
 	adventure_inventory = TreasureItems.new(db)
 
@@ -73,6 +76,10 @@ func deck() -> CurioDeck:
 	return _curio
 
 
+func refresh_bank() -> RefreshBank:
+	return _refresh_bank
+
+
 # 件出口（停点件——呈现/测量面取停点编排单点；拆件批接口块）
 func stop() -> CurioStop:
 	return _stop
@@ -104,8 +111,8 @@ func start_adventure(seed_val: int, params: Dictionary = {}) -> bool:
 	_shop_mode = "pool" if String(params.get("shop_mode", "legacy")) == "pool" else "legacy"   # 缺省 legacy（off 对照零扰动）
 	_treasure_unlocked = params.get("treasure_unlocked", {}) if params.get("treasure_unlocked", {}) is Dictionary else {}
 	_attunement = params.get("attunement", []) if params.get("attunement", []) is Array else []   # additive
-	_stop.set_refresh_x_cap(_attune_refresh_x_total())   # 停点件 X 基数预算注入（装配集冒险期间锁死）
-	_stop.set_refresh_y(maxi(0, int(params.get("attune_refresh_y", 0))))   # additive（Y 冒险周期池）
+	_refresh_bank.set_refresh_x_cap(_attune_refresh_x_total())   # 刷新账 X 基数预算注入（装配集冒险期间锁死）
+	_refresh_bank.set_refresh_y(maxi(0, int(params.get("attune_refresh_y", 0))))   # additive（Y 冒险周期池）
 	_loadout.set_attunement(_attunement)   # 装配集注入（活引用——种行面）
 	adventure_inventory.reset()   # 冒险级库存重置（新局空库存）
 	_loadout_seeded = false   # 同调行投行延至首关 bind 时点（库存就位后）
@@ -115,7 +122,7 @@ func start_adventure(seed_val: int, params: Dictionary = {}) -> bool:
 	for iid_v2 in _attunement:
 		var rp_row: Dictionary[Variant, Variant] = db.treasure_item_row(String(iid_v2))
 		if (rp_row.get("effect_kinds", []) as Array).has("refresh_stock_grant"):
-			_stop.add_refresh_stock(int(rp_row.get("magnitude", 0)))
+			_refresh_bank.add_refresh_stock(int(rp_row.get("magnitude", 0)))
 	# 特性开局注入（MC 成型画像载体：params.relics_seed 非空=开局持有集〔七流派
 	# 各 2 件档一成型——测量面专用；真实局规则改写型特性只走局内随机渠道，红线②层级纪律不破〕）
 	var feat_seed: Array[Variant] = params.get("relics_seed", []) if params.get("relics_seed", []) is Array else []
@@ -220,8 +227,9 @@ func _resume_params(bp: Dictionary, params: Dictionary) -> void:
 	_shop_mode = "pool" if String(params.get("shop_mode", "legacy")) == "pool" else "legacy"   # 续玩参数面同 start_adventure（缺省 legacy）
 	_treasure_unlocked = params.get("treasure_unlocked", {}) if params.get("treasure_unlocked", {}) is Dictionary else {}
 	_attunement = params.get("attunement", []) if params.get("attunement", []) is Array else []   # additive
-	_stop.set_refresh_x_cap(_attune_refresh_x_total())   # 停点件 X 基数预算注入（续玩参数面同 start）
-	_stop.restore_fragment(bp, params)   # 停点件片段回填（凭证计数/刷新存量/Y 池——Y 缺键回退参数面 params_fallback 类）
+	_refresh_bank.set_refresh_x_cap(_attune_refresh_x_total())   # 刷新账 X 基数预算注入（续玩参数面同 start）
+	_stop.restore_fragment(bp, params)   # 停点件片段回填（凭证计数）
+	_refresh_bank.restore_fragment(bp, params)   # 刷新账片段回填（刷新存量/Y 池——Y 缺键回退参数面 params_fallback 类）
 	_tree_rules = params.get("tree_rules", []) if params.get("tree_rules", []) is Array else []   # A/B 面 rule 键集（续玩参数面同 start_adventure 同式，消费面 set_tree_rules 下传）
 
 
@@ -299,9 +307,9 @@ func feats_held() -> Array:
 # ---- 商店共享池消费面（纯池——库存=牌库剩余令牌）----
 
 # 库存余量（池消耗即上限；奖励摘牌与商店购买同库承载，全冒险一次性）
-# 终局池快照（_settle 清账前调用——复位会重置计数，摘要 additive 键须在此前取数）
+# 终局池快照（_settle 清账前调用——复位会重置计数，摘要 additive 键须在此前取数；读面直连令牌池件）
 func _pool_stock_snapshot() -> Dictionary:
-	return _stop.pool_stock_snapshot()
+	return _curio.stock_snapshot()
 
 
 # ---- 奖励节点三选一（与关卡完成三选一共享同池同权重同次数上限——编排归停点件）----
@@ -576,6 +584,7 @@ func _bp_parts() -> Dictionary[Variant, Variant]:
 	var stats_frag: Dictionary[Variant, Variant] = _stats.breakpoint_fragment()
 	var wallet_frag: Dictionary[Variant, Variant] = _wallet.breakpoint_fragment()
 	var journal_frag: Dictionary[Variant, Variant] = _journal.breakpoint_fragment()
+	var bank_frag: Dictionary[Variant, Variant] = _refresh_bank.breakpoint_fragment()
 	var stop_frag: Dictionary[Variant, Variant] = _stop.breakpoint_fragment()
 	var level_frag: Dictionary[Variant, Variant] = _runner.breakpoint_fragment() if _runner != null else {
 		"node_id": -1, "visited_ids": [] as Array, "aux_items": [] as Array,
@@ -605,8 +614,8 @@ func _bp_parts() -> Dictionary[Variant, Variant]:
 		"feat_ticket_sold": int(stop_frag.get("feat_ticket_sold", 0)),   # T5 专长凭证限购计数（同上）
 		"adventure_counters": adventure_counters.duplicate(true),   # adventure 域计数器随断点（续玩跨战账不丢——桶归宿主字典）
 		"vision_counter_used": int(journal_frag.get("vision_counter_used", 0)),   # 真视使用计数随断点（续玩跨战账不丢）
-		"refresh_stock": int(stop_frag.get("refresh_stock", 0)),   # 刷新存量账随断点
-		"attune_refresh_y": int(stop_frag.get("attune_refresh_y", 0)),   # Y 冒险周期池余量随断点（扩列向后兼容——旧档缺键回退参数面）
+		"refresh_stock": int(bank_frag.get("refresh_stock", 0)),   # 刷新存量账随断点
+		"attune_refresh_y": int(bank_frag.get("attune_refresh_y", 0)),   # Y 冒险周期池余量随断点（扩列向后兼容——旧档缺键回退参数面）
 		"bonus_result": stop_frag.get("bonus_result", {}),      # 已兑付待推进态（空 = 无——中断续玩不重兑付）
 		"keystone_drops": journal_frag.get("keystone_drops", []),  # 逐杀掉落明细（摘要归因续接）
 		"gain_journal": journal_frag.get("gain_journal", {}),      # 获得日记（唯一声明的断点扩列——日记为现行事实源）
diff --git a/game/core/curio_stop.gd b/game/core/curio_stop.gd
index b1d7d072..76dec168 100644
--- a/game/core/curio_stop.gd
+++ b/game/core/curio_stop.gd
@@ -23,22 +23,20 @@ var _grant_gp := Callable()              # 当前关卡对象 grant_curio_gp 方
 var _pending := {}                       # 关卡完成三选一在途：{"candidates": Array, "payload": Dictionary}——空 = 无停点
 var _resolved := {}                      # 已兑付待推进态（curio_resolved 载荷副本——中断续玩不重兑付）
 var _node_pending := {}                  # 奖励节点三选一停点态（共享池；断点不载：续玩重建到选路停点重走，恢复的计数器保证同候选重抽）
-# ---- 刷新三源账 ----
-var _refresh_x := 0                      # 刷新件余量（每碰三选一重置=X 表值；优先消耗、不结转）
-var _refresh_y := 0                      # Y 冒险周期池（开局参数面注入，用完即无——营地升级行表值）
-var _paid_refreshes := 0                 # 本次停点已付费刷新次数（对齐商店 MC-1——GP 刷新价曲线输入，随停点创建清零=与商店进店清零同构）
-var _refresh_stock := 0                  # 刷新存量账（冒险级——刷新券加仓；**不经 _refresh_x**：X 每停点重置会吞存量=写错账缺陷 F-1）
+# ---- 刷新账（三源账与付费计数归 RefreshBank 件——编排留本件：查停点态→bank 支出→重抽重发）----
+var _bank: RefreshBank                   # 刷新账件（构造注入——零停点态依赖）
 # ---- 凭证出箱（奇物.md 凭证件表——节点级/回合级一次性，战首取走清零）----
 var _pending_rap := 0                    # 储备金袋待注入（下一战 RAP +N，战首注入后清零）
 var _time_sand_queue := 0                # 时沙待注入（下一战首轮 AP +N，战首入队后清零）
 var _level_index := 0                    # 兑付载荷关卡序号（宿主每关注入——与 AdventureRunner.level_index 同源单写）
 
 
-func _init(db_ref: ConfigDb, deck_ref: CurioDeck, stats_ref: HeroStats, journal_ref: GainJournal, snapshot_call: Callable) -> void:
+func _init(db_ref: ConfigDb, deps: Dictionary, snapshot_call: Callable) -> void:
 	db = db_ref
-	_deck = deck_ref
-	_stats = stats_ref
-	_journal = journal_ref
+	_deck = deps.get("deck", null) as CurioDeck
+	_stats = deps.get("stats", null) as HeroStats
+	_journal = deps.get("journal", null) as GainJournal
+	_bank = deps.get("bank", null) as RefreshBank
 	_snapshot_call = snapshot_call
 
 
@@ -60,11 +58,11 @@ func open_level_clear(payload_base: Dictionary) -> void:
 	var max_eff := _stats.effective_max_hp()   # 回血封顶口径含调试浮窗 pct（同战斗内上限）
 	var heal := mini(int(floor(float(max_eff) * float(int(db.adventure.clear_heal_pct)) / 100.0)), max_eff - hp_before)
 	_stats.hero_hp = hp_before + heal
-	_reset_refresh_x()   # 碰三选一重置 X 余量（不结转）
-	_paid_refreshes = 0   # 付费刷计数随停点清零（对齐商店进店清零）
+	_bank.reset_x()   # 碰三选一重置 X 余量（不结转）
+	_bank.reset_paid()   # 付费刷计数随停点清零（对齐商店进店清零）
 	var pick_payload: Dictionary[Variant, Variant] = {
 		"level_index": _level_index,
-		"candidates": draw_candidates("level_clear"),   # T4 渠道白名单——关底 Boss 击败＝关卡完成渠道只出专长
+		"candidates": _deck.draw_candidates("level_clear"),   # T4 渠道白名单——关底 Boss 击败＝关卡完成渠道只出专长
 		"heal_gained": heal,
 		"hp_before": hp_before,
 		"hp_after": _stats.hero_hp,
@@ -85,13 +83,13 @@ func open_level_clear(payload_base: Dictionary) -> void:
 # 候选呈现（节点到达时调用——恰一 reward_pick scope 洗牌 + 道具件掷定 scope；本停点断点不载，
 # 续玩重建到选路停点后重走重抽，恢复的全局计数器保证同候选逐位复现）。
 func node_curio_candidates() -> Dictionary:
-	var cands := draw_candidates("reward_node")
+	var cands := _deck.draw_candidates("reward_node")
 	return {"candidates": cands}
 
 
 func present_node_curio(candidates: Array) -> void:
-	_reset_refresh_x()   # 碰三选一重置 X 余量（不结转）
-	_paid_refreshes = 0   # 付费刷计数随停点清零（对齐商店进店清零）
+	_bank.reset_x()   # 碰三选一重置 X 余量（不结转）
+	_bank.reset_paid()   # 付费刷计数随停点清零（对齐商店进店清零）
 	_node_pending = {"candidates": candidates.duplicate(true)}
 
 
@@ -128,7 +126,8 @@ func _feat_payload_keys(feat_id: String) -> Dictionary:
 	return {"feat_id": feat_id, "feat_name": String(row.get("display_name", "")), "feat_archetype": String(row.get("archetype", ""))}
 
 
-# 三选一件兑付共享体（TP0——令牌消费、摘牌单点，含 relic 分支）：
+# 三选一件兑付共享体（TP0——令牌消费、摘牌单点，含 relic 分支；领域拆分批拆三私有段：
+# 资源件段/路由加算段/副作用通道段，兑付语义与顺序逐字不变）：
 # 属性件写加算区 + 件获取计数、AP 件写第四轴、GP 件走钱包、恢复件当即回血（封顶生效上限——
 # 与账本置满/关卡完成回血同式 effective_max_hp）、relic 件入持有集（散件单体保底——效果接线面
 # 按挂点消费，档位质变由 FeatsEngine 求值）。兑付即从牌库摘除该令牌（选中踢池；
@@ -140,8 +139,17 @@ func _apply_curio_pick(kind: String, tier: String, value: int, feat_id: String =
 	if not _deck.consume_deck_token(kind, tier, feat_id):
 		push_error("[停点件] 令牌消费失败——牌库无此令牌: %s|%s|%s" % [kind, tier, feat_id])
 		return false
+	if _apply_resource_pick(kind, value, feat_id):   # 资源件段（refresh/rap/time_sand/relic）
+		return true
+	if _apply_route_pick(kind, value):   # 路由加算段（CURIO_APPLY_ROUTES 声明路由）
+		return true
+	return _apply_channel_pick(kind, value)   # 副作用通道段（gp/heal 显式分支——未知件 false）
+
+
+# 资源件段（refresh/rap/time_sand/relic——冒险级资源与凭证账面；非资源件 false 交回主路由）
+func _apply_resource_pick(kind: String, value: int, feat_id: String) -> bool:
 	if kind == "refresh":
-		_refresh_stock += value   # T4 F-1——刷新券入刷新存量账（冒险级；**不写 _refresh_x**：X 每停点 _reset_refresh_x 重置会吞存量；摘牌先于落账=选中即消尽）
+		_bank.add_refresh_stock(value)   # T4 F-1——刷新券入刷新存量账（冒险级；**不写 X 临时账**：X 每停点 reset_x 重置会吞存量；摘牌先于落账=选中即消尽）
 		_bump_taken("refresh")
 		return true
 	if kind == "rap":
@@ -158,14 +166,22 @@ func _apply_curio_pick(kind: String, tier: String, value: int, feat_id: String =
 		_bump_taken("relic")
 		_bump_taken("relic:" + feat_id)   # 身份维已拿计数（cap 消费面）
 		return true
-	# 加算形态路由（match 收敛进效果类型：属性值提升四类走
-	# adventure_table.CURIO_APPLY_ROUTES 声明路由（bonus 落点键），加新加算类令牌零代码）
+	return false
+
+
+# 路由加算段（match 收敛进效果类型：属性值提升四类走 adventure_table.CURIO_APPLY_ROUTES 声明
+# 路由（bonus 落点键），加新加算类令牌零代码）
+func _apply_route_pick(kind: String, value: int) -> bool:
 	var sink := db.adventure.curio_apply_route(kind)
-	if sink != "":
-		_journal.gain_bonus(sink, value, "curio_pick", kind)   # 加算区单写原语（获得日记明细+汇总同拍）
-		_bump_taken(kind)
-		return true
-	# 通道面（副作用形态——显式分支）
+	if sink == "":
+		return false
+	_journal.gain_bonus(sink, value, "curio_pick", kind)   # 加算区单写原语（获得日记明细+汇总同拍）
+	_bump_taken(kind)
+	return true
+
+
+# 副作用通道段（副作用形态——显式分支：GP 件走关卡对象入账回调、恢复件当即回血）
+func _apply_channel_pick(kind: String, value: int) -> bool:
 	match kind:
 		"gp":
 			if _grant_gp.is_valid():
@@ -240,7 +256,7 @@ func skip_empty_curio() -> bool:
 func _redeem_feat_ticket() -> bool:
 	_deck.ticket_sold += 1   # 限购计数（本体在池件——原宿主转发属性迁点）
 	_deck.ticket_pity = 0
-	var cands := draw_candidates("level_clear")   # 专长池（与关卡完成渠道同白名单）
+	var cands := _deck.draw_candidates("level_clear")   # 专长池（与关卡完成渠道同白名单）
 	if cands.is_empty():
 		push_error("[停点件] 专长凭证兑付失败——专长池空集")
 		_deck.ticket_sold -= 1
@@ -256,33 +272,10 @@ func _redeem_feat_ticket() -> bool:
 	return true
 
 
-# ---- 五组入口之四：刷新族（X/Y 双源：X=刷新件每碰三选一重给〔优先消耗、不结转〕、
-# Y=营地升级行冒险周期池〔用完即无〕；重抽消费 reward_pick 既有洗牌流，池规则全保留——不放回/
+# ---- 五组入口之四：刷新编排（三源账与报价归 RefreshBank 件——本件只做停点态校验、
+# 支出分派与重抽重发；重抽消费 reward_pick 既有洗牌流，池规则全保留——不放回/
 # 达上限剔牌/掷定前置直显；停点可中断）----
 
-var _refresh_x_cap := 0                  # 刷新件余量基数（装配集 effect_kinds 含 bonus_refresh 的行 magnitude 合计——
-                                         # 宿主冒险开始时预算注入；装配集冒险期间锁死〔契约 8〕故预算与逐停点查询等价）
-
-
-# 刷新件基数注入（宿主 start_adventure/resume 时点计算——X 每碰三选一重置回此基数）
-func set_refresh_x_cap(total: int) -> void:
-	_refresh_x_cap = maxi(0, total)
-
-
-func _reset_refresh_x() -> void:
-	_refresh_x = _refresh_x_cap
-
-
-# 当前可刷新次数（X 优先 + Y 池 + 刷新存量账——呈现层余量读数口）
-func attune_refresh_left() -> int:
-	return _refresh_x + _refresh_y + _refresh_stock
-
-
-# 刷新存量账读数（T4——刷新券加仓余量单独读面；呈现层与断点消费）
-func refresh_stock() -> int:
-	return _refresh_stock
-
-
 # 节点停点在途态读回（组合根重 present 用——candidates 值拷贝）
 func node_curio_pending_state() -> Dictionary:
 	return {
@@ -302,12 +295,6 @@ func refresh_curio_paid() -> bool:
 	return _refresh_curio_common(true)
 
 
-# 本次 GP 付费刷新价（与商店货架刷新同源：ceil(基价 × 曲线^本次停点已付费刷)——读同两个调参旋钮，单点调参）
-func curio_refresh_gp_cost() -> int:
-	return int(ceil(float(db.adventure.shop_refresh_cost_base)
-		* pow(db.adventure.shop_refresh_cost_curve, float(_paid_refreshes))))
-
-
 # 三选一停点在途谓词（付费路径扣费前置校验——无停点禁扣钱，防空转烧钱包）
 func curio_stop_pending() -> bool:
 	return not _pending.is_empty() or not _node_pending.is_empty()
@@ -322,20 +309,12 @@ func _refresh_curio_common(paid: bool) -> bool:
 	if not curio_stop_pending():
 		return false
 	if paid:
-		_paid_refreshes += 1
+		_bank.charge_paid()   # 付费刷计数递增（报价曲线输入——账面归刷新账件）
 	else:
-		# 免费位消耗序：X（刷新件每停点重给，优先消耗）→ Y（营地冒险周期池）→ 存量账（刷新券加仓，
-		# 跨停点持久）
-		if _refresh_x <= 0 and _refresh_y <= 0 and _refresh_stock <= 0:
+		if not _bank.spend_free():   # 免费位消耗序 X→Y→存量（三源全空 false 零副作用——序与语义逐字归账件）
 			return false
-		if _refresh_x > 0:
-			_refresh_x -= 1
-		elif _refresh_y > 0:
-			_refresh_y -= 1
-		else:
-			_refresh_stock -= 1
 	if not _pending.is_empty():
-		var cands := draw_candidates("level_clear")
+		var cands := _deck.draw_candidates("level_clear")
 		_pending["candidates"] = cands.duplicate(true)
 		var payload: Dictionary[Variant, Variant] = (_pending.get("payload", {}) as Dictionary).duplicate(true)
 		payload["candidates"] = cands
@@ -345,7 +324,7 @@ func _refresh_curio_common(paid: bool) -> bool:
 			_snapshot_call.call()
 		return true
 	if not _node_pending.is_empty():
-		var cands2 := draw_candidates("reward_node")
+		var cands2 := _deck.draw_candidates("reward_node")
 		_node_pending["candidates"] = cands2.duplicate(true)
 		return true
 	return false
@@ -364,21 +343,6 @@ func _finish_node_bonus(picked: String, value: int, tier: String = "", feat_id:
 	curio_resolved.emit(payload)
 
 
-# 三选一候选抽签（实装归 CurioDeck 件；消费 reward_pick 封闭流——一次停点恰一 scope）
-func draw_candidates(channel: String = "reward_node") -> Array:
-	return _deck.draw_candidates(channel)
-
-
-# —— 专长获取专长凭证四口径判定（实装归 CurioDeck 件：调用即一次展示判定与记账）——
-func feat_ticket_consider(rg: RandomNumberGenerator) -> bool:
-	return _deck.feat_ticket_consider(rg)
-
-
-# 已拿上限判定（身份维度；缺省放行=白名单外 kind 兜底）
-func curio_cap_ok(kind: String, feat_id: String = "") -> bool:
-	return _deck.cap_ok(kind, feat_id)
-
-
 # 商店共享池消费单点（兑付单点——ShopSession.buy_pool_item 经注入 Callable 调用，回 _apply_curio_pick
 # 同口；专长凭证买下即开零摘牌）。未知 kind 拒绝（货架词表封闭的前置防御）。
 func consume_pool_purchase(kind: String, tier: String) -> bool:
@@ -390,43 +354,16 @@ func consume_pool_purchase(kind: String, tier: String) -> bool:
 	return _apply_curio_pick(kind, tier, int(db.adventure.curio_value(kind, tier)))
 
 
-# 库存余量（池消耗即上限；奖励摘牌与商店购买同库承载，全冒险一次性）
-func pool_stock(kind: String) -> int:
-	return _deck.pool_stock(kind)
-
-
-# 终局池快照（_settle 清账前调用——复位会重置计数，摘要 additive 键须在此前取数）
-func pool_stock_snapshot() -> Dictionary:
-	return _deck.stock_snapshot()
-
-
-# ---- 冒险级复位（宿主 _reset_curio_state 调用——停点半：池归 deck.reset、停点三态与刷新三源清零）----
+# ---- 冒险级复位（宿主 _reset_curio_state 调用——停点半：池归 deck.reset、停点三态与刷新账清零）----
 func reset_adventure_state() -> void:
 	_pending = {}
 	_resolved = {}
 	_node_pending = {}
-	_refresh_x = 0
-	_refresh_y = 0
-	_paid_refreshes = 0
-	_refresh_stock = 0
+	_bank.reset_all()   # 刷新三源与付费计数清零（账面归刷新账件）
 	_pending_rap = 0
 	_time_sand_queue = 0
 
 
-# Y 池注入（冒险开始/续玩参数面——宿主单写）
-func set_refresh_y(v: int) -> void:
-	_refresh_y = maxi(0, v)
-
-
-func refresh_y() -> int:
-	return _refresh_y
-
-
-# 刷新存量账加仓（refresh_stock_grant 装配即得一次性加仓——只入存量账、临时账不动=V8 契约）
-func add_refresh_stock(n: int) -> void:
-	_refresh_stock += n
-
-
 # 续玩选择停点回填（token_migration 类：旧版断点候选为 kind 字符串，按普通档令牌防御归一；
 # 发射回宿主信号面由调用方承接——本件只载态）
 func restore_pending(bp_pending: Dictionary) -> void:
@@ -453,29 +390,22 @@ func voucher_outbox() -> Dictionary:
 	return out
 
 
-# 已兑付态重发（宿主 resume 已兑付分支调用——信号面归停点件，续玩不重兑付只重发载荷）
-func reemit_resolved() -> void:
-	curio_resolved.emit(_resolved.duplicate(true))
-
-
 # 已兑付态清除（宿主 continue_to_next_level 推进受理时调用——重兑付防御复位面）
 func clear_resolved() -> void:
 	_resolved = {}
 
 
-# 兑付态直读（宿主 resume 分支载入已兑付载荷用——副本）
-func resolved_payload() -> Dictionary:
-	return _resolved.duplicate(true)
-
-
-# 已兑付态注入（resume 分支——宿主置关序位后由本件承载载荷）
+# 已兑付态注入＋重发（宿主 resume 已兑付分支调用——置态后重发载荷，信号面归停点件：
+# 续玩不重兑付只重发；原 restore_resolved/reemit_resolved 两步收编一步，时序逐位同）
 func restore_resolved(payload: Dictionary) -> void:
 	_resolved = payload.duplicate(true)
+	curio_resolved.emit(_resolved.duplicate(true))
 
 
 # ---- 断点自交片段（应用层拼盘口收件）----
-# 片段键：bonus_pending/bonus_result/feat_ticket_pity/feat_ticket_sold/refresh_stock/attune_refresh_y
-#（feat_ticket_* 现役为宿主字段——随停点件迁移同片段承载；读侧 params 回退经参传入）
+# 片段键：bonus_pending/bonus_result/feat_ticket_pity/feat_ticket_sold
+#（feat_ticket_* 现役为宿主字段——随停点件迁移同片段承载；refresh_stock/attune_refresh_y 两键
+# 归 RefreshBank 片段，宿主拼盘同一并集）
 
 func breakpoint_fragment() -> Dictionary[Variant, Variant]:
 	return {
@@ -483,17 +413,11 @@ func breakpoint_fragment() -> Dictionary[Variant, Variant]:
 		"bonus_result": _resolved.duplicate(true),
 		"feat_ticket_pity": _deck.ticket_pity,
 		"feat_ticket_sold": _deck.ticket_sold,
-		"refresh_stock": _refresh_stock,
-		"attune_refresh_y": _refresh_y,
 	}
 
 
-# 片段回填（凭证计数/刷新存量/Y 池；停点在途态与已兑付态归宿主主分支
+# 片段回填（凭证计数；停点在途态与已兑付态归宿主主分支
 # restore_pending/restore_resolved 承接——token_migration 与信号发射时序在彼处）
-func restore_fragment(frag: Dictionary, params: Dictionary) -> void:
+func restore_fragment(frag: Dictionary, _params: Dictionary) -> void:
 	_deck.ticket_pity = int(frag.get("feat_ticket_pity", 0))   # T5 扩列——旧档缺键缺省 0（存档兼容）
 	_deck.ticket_sold = int(frag.get("feat_ticket_sold", 0))
-	_refresh_stock = maxi(0, int(frag.get("refresh_stock", 0)))   # 旧档缺键缺省 0（clamp 类）
-	# Y 余量优先读断点（花掉不回血=堵「用完退菜单再续玩满血复活」可利用漏洞）；缺键=旧版断点，
-	# 回退参数面整额注入（旧档行为零变化）——params_fallback 类
-	_refresh_y = maxi(0, int(frag.get("attune_refresh_y", int(params.get("attune_refresh_y", 0)))))
diff --git a/game/core/refresh_bank.gd b/game/core/refresh_bank.gd
new file mode 100644
index 00000000..4502be5b
--- /dev/null
+++ b/game/core/refresh_bank.gd
@@ -0,0 +1,111 @@
+## 刷新账件：三选一刷新三源账唯一所有者（X 刷新件每碰三选一重给/优先消耗不结转、Y 营地升级行
+## 冒险周期池/用完即无、刷新券存量账/冒险级跨停点持久）＋GP 付费刷计数与报价公式
+## （ceil(商店基价×曲线^本次停点已付费刷)——与商店货架刷新同两个调参旋钮，单点调参）。
+## 零停点态依赖：免费/付费支出的编排归 CurioStop（查停点态→本件支出→重抽重发），本件只记账。
+## 断点自交片段（refresh_stock/attune_refresh_y 两键，Y 缺键回退参数面）——拼盘落盘归冒险应用层。
+## Core 层零 UI；随机零消费。
+class_name RefreshBank
+extends RefCounted
+
+var db: ConfigDb
+var _refresh_x := 0                      # 刷新件余量（每碰三选一重置=X 表值；优先消耗、不结转）
+var _refresh_y := 0                      # Y 冒险周期池（开局参数面注入，用完即无——营地升级行表值）
+var _paid_refreshes := 0                 # 本次停点已付费刷新次数（对齐商店 MC-1——GP 刷新价曲线输入，随停点创建清零=与商店进店清零同构）
+var _refresh_stock := 0                  # 刷新存量账（冒险级——刷新券加仓；**不经 _refresh_x**：X 每停点重置会吞存量=写错账缺陷 F-1）
+var _refresh_x_cap := 0                  # 刷新件余量基数（装配集 effect_kinds 含 bonus_refresh 的行 magnitude 合计——
+                                         # 宿主冒险开始时预算注入；装配集冒险期间锁死〔契约 8〕故预算与逐停点查询等价）
+
+
+func _init(db_ref: ConfigDb) -> void:
+	db = db_ref
+
+
+# 刷新件基数注入（宿主 start_adventure/resume 时点计算——X 每碰三选一重置回此基数）
+func set_refresh_x_cap(total: int) -> void:
+	_refresh_x_cap = maxi(0, total)
+
+
+# X 每碰三选一重置回基数（不结转——宿主停点开启时点调用）
+func reset_x() -> void:
+	_refresh_x = _refresh_x_cap
+
+
+# Y 池注入（冒险开始/续玩参数面——宿主单写）
+func set_refresh_y(v: int) -> void:
+	_refresh_y = maxi(0, v)
+
+
+func refresh_y() -> int:
+	return _refresh_y
+
+
+# 刷新存量账加仓（refresh_stock_grant 装配即得一次性加仓——只入存量账、临时账不动=V8 契约）
+func add_refresh_stock(n: int) -> void:
+	_refresh_stock += n
+
+
+# 刷新存量账读数（T4——刷新券加仓余量单独读面；呈现层与断点消费）
+func refresh_stock() -> int:
+	return _refresh_stock
+
+
+# 当前可刷新次数（X 优先 + Y 池 + 刷新存量账——呈现层余量读数口）
+func free_left() -> int:
+	return _refresh_x + _refresh_y + _refresh_stock
+
+
+# 免费位消耗（X→Y→存量消耗序逐字；三源全空 false 零副作用）
+func spend_free() -> bool:
+	# 免费位消耗序：X（刷新件每停点重给，优先消耗）→ Y（营地冒险周期池）→ 存量账（刷新券加仓，
+	# 跨停点持久）
+	if _refresh_x <= 0 and _refresh_y <= 0 and _refresh_stock <= 0:
+		return false
+	if _refresh_x > 0:
+		_refresh_x -= 1
+	elif _refresh_y > 0:
+		_refresh_y -= 1
+	else:
+		_refresh_stock -= 1
+	return true
+
+
+# 付费刷计数递增（对齐商店 MC-1——免费位 X/Y 用尽后转付费，同旋钮同曲线同钱包）
+func charge_paid() -> void:
+	_paid_refreshes += 1
+
+
+# 付费刷计数随停点清零（对齐商店进店清零）
+func reset_paid() -> void:
+	_paid_refreshes = 0
+
+
+# 本次 GP 付费刷新价（与商店货架刷新同源：ceil(基价 × 曲线^本次停点已付费刷)）
+func gp_cost() -> int:
+	return int(ceil(float(db.adventure.shop_refresh_cost_base)
+		* pow(db.adventure.shop_refresh_cost_curve, float(_paid_refreshes))))
+
+
+# 冒险级复位（宿主 reset_adventure_state 调用——刷新三源与付费计数全零）
+func reset_all() -> void:
+	_refresh_x = 0
+	_refresh_y = 0
+	_paid_refreshes = 0
+	_refresh_stock = 0
+
+
+# ---- 断点自交片段（应用层拼盘口收件——本件只交自己的账）----
+# 片段键：refresh_stock/attune_refresh_y
+
+func breakpoint_fragment() -> Dictionary[Variant, Variant]:
+	return {
+		"refresh_stock": _refresh_stock,
+		"attune_refresh_y": _refresh_y,
+	}
+
+
+# 片段回填（刷新存量/Y 池。存量缺键缺省 0（clamp 类）；Y 余量优先读断点（花掉不回血=堵
+# 「用完退菜单再续玩满血复活」可利用漏洞）；缺键=旧版断点，回退参数面整额注入（旧档行为零变化）
+# ——params_fallback 类）
+func restore_fragment(frag: Dictionary, params: Dictionary) -> void:
+	_refresh_stock = maxi(0, int(frag.get("refresh_stock", 0)))   # 旧档缺键缺省 0（clamp 类）
+	_refresh_y = maxi(0, int(frag.get("attune_refresh_y", int(params.get("attune_refresh_y", 0)))))
diff --git a/game/core/refresh_bank.gd.uid b/game/core/refresh_bank.gd.uid
new file mode 100644
index 00000000..3c9edf4a
--- /dev/null
+++ b/game/core/refresh_bank.gd.uid
@@ -0,0 +1 @@
+uid://cvh8xf2u44xcg
diff --git a/game/presentation/curio_interact_controller.gd b/game/presentation/curio_interact_controller.gd
index e4cf062d..afa4bece 100644
--- a/game/presentation/curio_interact_controller.gd
+++ b/game/presentation/curio_interact_controller.gd
@@ -147,8 +147,8 @@ func show_pick() -> void:
 func _feed_refresh_display(adventure: AdventureRunner) -> void:
 	var runner = _runner_get.call()
 	var gp := int(runner.gp) if runner != null else 0
-	var cost: int = adventure.stop().curio_refresh_gp_cost()
-	curio_overlay.set_refresh_display(adventure.stop().attune_refresh_left(), cost, gp >= cost)
+	var cost: int = adventure.refresh_bank().gp_cost()
+	curio_overlay.set_refresh_display(adventure.refresh_bank().free_left(), cost, gp >= cost)
 
 
 func _curio_card_texts(candidates: Array) -> Array:
@@ -187,7 +187,7 @@ func on_refresh() -> void:
 	var refreshed: bool = adventure.stop().refresh_curio()
 	if not refreshed:
 		# 免费位（X/Y）已穷——GP 付费档（先扣钱包后重抽，余额不足拒绝零副作用）
-		var cost: int = adventure.stop().curio_refresh_gp_cost()
+		var cost: int = adventure.refresh_bank().gp_cost()
 		if runner == null or not runner.spend_gp(cost):
 			toast.show_toast("GP不足——刷新失败", "warn")
 			return
diff --git a/game/tests/unit/core/adventure_feats_test.gd b/game/tests/unit/core/adventure_feats_test.gd
index c88a601c..601ea855 100644
--- a/game/tests/unit/core/adventure_feats_test.gd
+++ b/game/tests/unit/core/adventure_feats_test.gd
@@ -396,7 +396,7 @@ func _smoke_adventure() -> void:
 		var dk := String((a11._curio.deck[di] as Dictionary).get("kind", ""))
 		if dk == "attack" or dk == "ap":
 			a11._curio.deck.remove_at(di)
-	var draw: Array = a11.stop().draw_candidates()
+	var draw: Array = a11.deck().draw_candidates()
 	var draw_kinds := {}
 	for t in draw:
 		draw_kinds[String((t as Dictionary).get("kind", ""))] = true
@@ -406,7 +406,7 @@ func _smoke_adventure() -> void:
 	# white-box 测试属停点渠道，零投放零行为）
 	var treasure_seen := false
 	for i in 40:
-		for t in a11.stop().draw_candidates():
+		for t in a11.deck().draw_candidates():
 			if String((t as Dictionary).get("kind", "")) == "treasure_item":
 				treasure_seen = true
 				break
@@ -518,10 +518,10 @@ func _smoke_feats() -> void:
 	var feat_seen: Dictionary = {}
 	var node_relic_seen := false
 	for i in 60:
-		for t in a_r.stop().draw_candidates("level_clear"):
+		for t in a_r.deck().draw_candidates("level_clear"):
 			if String((t as Dictionary).get("kind", "")) == "relic":
 				feat_seen[String(t.get("feat_id", ""))] = true
-		for t in a_r.stop().draw_candidates("reward_node"):
+		for t in a_r.deck().draw_candidates("reward_node"):
 			if String((t as Dictionary).get("kind", "")) == "relic":
 				node_relic_seen = true
 	Kit.check("关卡完成渠道只出专长（60 次重抽 ≥2 种不同 relic——身份键 feat_id 同档可多件）", feat_seen.size() >= 2)
@@ -531,7 +531,7 @@ func _smoke_feats() -> void:
 	a_t.start_adventure(91)
 	var stock_before := {}
 	for kk in ["attack", "gp", "heal"]:
-		stock_before[kk] = a_t.stop().pool_stock(kk)
+		stock_before[kk] = a_t.deck().pool_stock(kk)
 	a_t.stop()._node_pending = {"candidates": [{"kind": "feat_ticket", "tier": "excellent"}, {"kind": "attack", "tier": "common"}]}
 	Kit.check("A5 专长凭证兑付受理（节点渠道——拿到即开）", a_t.stop().apply_node_curio("feat_ticket", "excellent"))
 	var tkt_cands: Array = (a_t.stop().node_curio_pending_state().get("candidates", []) as Array)
@@ -540,7 +540,7 @@ func _smoke_feats() -> void:
 		if String((t as Dictionary).get("kind", "")) != "relic":
 			tkt_all_relic = false
 	Kit.check("A5 拿到即开——停点候选已替换为专长三选一（全 relic）", tkt_all_relic)
-	Kit.check("A5 零摘牌——专长凭证兑付不动令牌库（不进持有集）", a_t.stop().pool_stock("attack") == int(stock_before["attack"]) and a_t.stop().pool_stock("gp") == int(stock_before["gp"]))
+	Kit.check("A5 零摘牌——专长凭证兑付不动令牌库（不进持有集）", a_t.deck().pool_stock("attack") == int(stock_before["attack"]) and a_t.deck().pool_stock("gp") == int(stock_before["gp"]))
 	Kit.check("A5 无专长凭证残留持有集", not (a_t.feats_held() as Array).has("feat_ticket"))
 	var feats_n := (a_t.feats_held() as Array).size()
 	a_t.stop().apply_node_curio("relic", String((tkt_cands[0] as Dictionary).get("tier", "rare")), String((tkt_cands[0] as Dictionary).get("feat_id", "")))
@@ -549,21 +549,21 @@ func _smoke_feats() -> void:
 	a_t.stop()._deck.ticket_sold = 0   # A5 已兑付一枚专长凭证（sold=1=limit）——A6 段重置计数隔离验证
 	a_t.stop()._deck.ticket_pity = int(a_t.db.adventure.feat_ticket_pity_step)
 	var rg_t: RandomNumberGenerator = a_t.rng.open_stream("reward_pick")
-	Kit.check("A6 保底触发（pity=5 → 第 6 次展示必出——概率无关）", a_t.stop().feat_ticket_consider(rg_t))
+	Kit.check("A6 保底触发（pity=5 → 第 6 次展示必出——概率无关）", a_t.deck().feat_ticket_consider(rg_t))
 	Kit.check("A6 触发后清零", a_t.stop()._deck.ticket_pity == 0)
 	a_t.stop()._deck.ticket_sold = int(a_t.db.adventure.feat_ticket_limit)
 	a_t.stop()._deck.ticket_pity = int(a_t.db.adventure.feat_ticket_pity_step)
-	Kit.check("A6 限购满不再触发（保底冻结）", not a_t.stop().feat_ticket_consider(rg_t))
+	Kit.check("A6 限购满不再触发（保底冻结）", not a_t.deck().feat_ticket_consider(rg_t))
 	a_t.stop()._deck.ticket_sold = 0
 	a_t.stop()._deck.ticket_pity = 0
 	var offered := false
 	for i in 200:
-		if a_t.stop().feat_ticket_consider(rg_t):
+		if a_t.deck().feat_ticket_consider(rg_t):
 			offered = true
 			break
 	Kit.check("A6 概率面存在（chance=20% 200 展示内必出现——零触发=概率面失守）", offered)
 	a_r.stop()._pending = {"candidates": [{"kind": "relic", "tier": "rare", "feat_id": "x3"}, {"kind": "gp", "tier": "common"}], "payload": {}}
-	Kit.check("relic 兑付：入持有集 + 牌库摘牌（选中踢池——池库存 %d→%d）" % [deck_relic, deck_relic - 1], a_r.stop().pick_curio("relic", "rare", "x3") and (a_r.feats_held() as Array).has("x3") and a_r.stop().pool_stock("relic") == deck_relic - 1)
+	Kit.check("relic 兑付：入持有集 + 牌库摘牌（选中踢池——池库存 %d→%d）" % [deck_relic, deck_relic - 1], a_r.stop().pick_curio("relic", "rare", "x3") and (a_r.feats_held() as Array).has("x3") and a_r.deck().pool_stock("relic") == deck_relic - 1)
 	# 断点往返三条（基点 1420–1426：relics 快照/计数器键/余库逐枚还原）按主会话裁决②改判集成宿主——
 	# 驱动代码（save_manager 装配+_on_level_finished+快照取读）随三条同去，集成批落位时重建。
 	_db.feats = live_rows   # 还原现行表（共享 _db 防污染——后续冒烟段零感知）
diff --git a/game/tests/unit/core/curio_refresh_paid_test.gd b/game/tests/unit/core/curio_refresh_paid_test.gd
index c698890e..e317fc72 100644
--- a/game/tests/unit/core/curio_refresh_paid_test.gd
+++ b/game/tests/unit/core/curio_refresh_paid_test.gd
@@ -26,24 +26,24 @@ func _init() -> void:
 	# ---- ② 免费位优先序 X→Y（白盒造关卡完成停点——smoke_all ⑫ 同构）----
 	adr.stop()._pending = {"candidates": _cands(), "payload": {}}
 	Kit.check_quiet(adr.stop().curio_stop_pending() == true, "关卡完成停点在途=谓词 true")
-	adr.stop()._refresh_x = 1
-	adr.stop()._refresh_y = 2
-	Kit.check_quiet(adr.stop().refresh_curio() and adr.stop()._refresh_x == 0 and adr.stop()._refresh_y == 2, "X 优先消耗（x1y2→x0y2）")
-	Kit.check_quiet(adr.stop().refresh_curio() and adr.stop()._refresh_y == 1, "X 穷转 Y 池（y2→y1）")
+	adr.refresh_bank()._refresh_x = 1
+	adr.refresh_bank()._refresh_y = 2
+	Kit.check_quiet(adr.stop().refresh_curio() and adr.refresh_bank()._refresh_x == 0 and adr.refresh_bank()._refresh_y == 2, "X 优先消耗（x1y2→x0y2）")
+	Kit.check_quiet(adr.stop().refresh_curio() and adr.refresh_bank()._refresh_y == 1, "X 穷转 Y 池（y2→y1）")
 
 	# ---- ③ GP 付费档：计数递增爬价 + 零触碰免费位 ----
-	Kit.check_quiet(adr.stop().curio_refresh_gp_cost() == base, "首刷报价=基价（免费位尚余 y1，报价独立于免费位）")
-	Kit.check_quiet(adr.stop().refresh_curio_paid() and adr.stop()._refresh_y == 1, "付费刷新不触碰免费位（y1 保持）")
-	Kit.check_quiet(adr.stop().curio_refresh_gp_cost() == int(ceil(float(base) * curve)), "二刷价爬升=ceil(基价×曲线)（已付费刷=1）")
-	Kit.check_quiet(adr.stop().refresh_curio_paid() and adr.stop().curio_refresh_gp_cost() == int(ceil(float(base) * curve * curve)), "三刷价再爬升=ceil(基价×曲线²)（已付费刷=2）")
+	Kit.check_quiet(adr.refresh_bank().gp_cost() == base, "首刷报价=基价（免费位尚余 y1，报价独立于免费位）")
+	Kit.check_quiet(adr.stop().refresh_curio_paid() and adr.refresh_bank()._refresh_y == 1, "付费刷新不触碰免费位（y1 保持）")
+	Kit.check_quiet(adr.refresh_bank().gp_cost() == int(ceil(float(base) * curve)), "二刷价爬升=ceil(基价×曲线)（已付费刷=1）")
+	Kit.check_quiet(adr.stop().refresh_curio_paid() and adr.refresh_bank().gp_cost() == int(ceil(float(base) * curve * curve)), "三刷价再爬升=ceil(基价×曲线²)（已付费刷=2）")
 
 	# ---- ④ 停点重建清零付费计数（对齐商店进店清零——不结转）----
 	adr.stop().present_node_curio(_cands())
-	Kit.check_quiet(adr.stop()._paid_refreshes == 0 and adr.stop().curio_refresh_gp_cost() == base, "节点停点重建=付费计数清零回基价")
+	Kit.check_quiet(adr.refresh_bank()._paid_refreshes == 0 and adr.refresh_bank().gp_cost() == base, "节点停点重建=付费计数清零回基价")
 	adr.stop().refresh_curio_paid()
-	Kit.check_quiet(adr.stop()._paid_refreshes == 1, "付费刷新计数在途递增（=1）")
+	Kit.check_quiet(adr.refresh_bank()._paid_refreshes == 1, "付费刷新计数在途递增（=1）")
 	adr.stop().present_node_curio(_cands())
-	Kit.check_quiet(adr.stop().curio_refresh_gp_cost() == base, "再碰三选一付费计数仍清零（同 X 余量不结转口径）")
+	Kit.check_quiet(adr.refresh_bank().gp_cost() == base, "再碰三选一付费计数仍清零（同 X 余量不结转口径）")
 
 	# ---- ⑤ 钱包单口支出 spend_gp（LevelRunner——三选一付费档与商店刷新共用同一冒险钱包）----
 	var lr = load("res://core/level_runner.gd").new(db, load("res://core/rng_service.gd").new())
@@ -56,10 +56,10 @@ func _init() -> void:
 	var bp_y := {"level_index": 1, "hero_hp": 10, "attune_refresh_y": 2, "graph_gen_v2": 1}
 	var adr_r = load("res://core/adventure_runner.gd").new(db, load("res://core/rng_service.gd").new())
 	Kit.check_quiet(adr_r.resume_adventure(bp_y, {"hero_override": {}, "attune_refresh_y": 3}), "续玩受理（最小断点+参数面）")
-	Kit.check_quiet(adr_r.stop()._refresh_y == 2, "断点有键=Y 余量随断点还原（花 1 剩 2——不再整额重注入=满血复活堵死）")
+	Kit.check_quiet(adr_r.refresh_bank()._refresh_y == 2, "断点有键=Y 余量随断点还原（花 1 剩 2——不再整额重注入=满血复活堵死）")
 	var adr_o = load("res://core/adventure_runner.gd").new(db, load("res://core/rng_service.gd").new())
 	Kit.check_quiet(adr_o.resume_adventure({"level_index": 1, "hero_hp": 10, "graph_gen_v2": 1}, {"hero_override": {}, "attune_refresh_y": 3}), "旧断点续玩受理（快照缺键）")
-	Kit.check_quiet(adr_o.stop()._refresh_y == 3, "旧断点缺键=回退参数面整额注入（旧档行为零变化）")
+	Kit.check_quiet(adr_o.refresh_bank()._refresh_y == 3, "旧断点缺键=回退参数面整额注入（旧档行为零变化）")
 
 	quit(Kit.finish("curio_refresh_paid"))
 
diff --git a/game/tests/unit/core/feat_vouchers_test.gd b/game/tests/unit/core/feat_vouchers_test.gd
index 3b0d4927..8c691ae7 100644
--- a/game/tests/unit/core/feat_vouchers_test.gd
+++ b/game/tests/unit/core/feat_vouchers_test.gd
@@ -31,22 +31,22 @@ func _init() -> void:
 		"V2：新冒险 adventure 桶置空（start_adventure 后宿主桶 adventure_counters 为空）〔无状态化 V2〕")
 
 	# V9-1 刷新券：入存量账（冒险级）——反例=写进 _attune_refresh_x（X 每停点重置会吞存量）
-	a.stop()._reset_refresh_x()   # X 归零基线（模拟新停点）
+	a.refresh_bank().reset_x()   # X 归零基线（模拟新停点）
 	Kit.check_quiet(a.stop()._apply_curio_pick("refresh", "excellent", 1), "刷新券兑付受理〔专长批 V9〕")
-	Kit.check_quiet(a.stop().refresh_stock() == 1 and a.stop()._refresh_x == 0,
+	Kit.check_quiet(a.refresh_bank().refresh_stock() == 1 and a.refresh_bank()._refresh_x == 0,
 		"F-1 修复：刷新券入存量账、X 账零写入（写错账反例不复发）〔专长批 V9〕")
-	a.stop()._reset_refresh_x()   # 再碰停点——X 重置但存量不吞
-	Kit.check_quiet(a.stop().refresh_stock() == 1 and a.stop().attune_refresh_left() == 1,
+	a.refresh_bank().reset_x()   # 再碰停点——X 重置但存量不吞
+	Kit.check_quiet(a.refresh_bank().refresh_stock() == 1 and a.refresh_bank().free_left() == 1,
 		"F-1 修复：停点重置后存量账存活（attune_refresh_left 含第三源）〔专长批 V9〕")
 	# 消耗序：X 优先 → 存量（无 X 无 Y 时吃存量；refresh_curio 前置=在途停点）
-	a.stop()._refresh_stock = 1
-	a.stop()._refresh_y = 0
+	a.refresh_bank()._refresh_stock = 1
+	a.refresh_bank()._refresh_y = 0
 	a.stop()._node_pending = {"candidates": [{"kind": "attack", "tier": "common"}]}
-	Kit.check_quiet(a.stop().refresh_curio() and a.stop().refresh_stock() == 0,
+	Kit.check_quiet(a.stop().refresh_curio() and a.refresh_bank().refresh_stock() == 0,
 		"刷新消耗序：X/Y 空时吃存量账〔专长批 V9〕")
 	a.stop()._node_pending = {}
 	# 摘牌：选中即消尽（禁早退路径零摘牌）
-	var deck_refresh_before: int = a.stop().pool_stock("refresh")
+	var deck_refresh_before: int = a.deck().pool_stock("refresh")
 	Kit.check_quiet(deck_refresh_before == 0 or true, "牌库 refresh 令牌读数在域（投放 %d）" % deck_refresh_before)
 
 	# V9-2 储备金袋：待注入账 + 战首注入（节点级）
@@ -92,7 +92,7 @@ func _init() -> void:
 	# V9-6 全链：凭证令牌兑付=牌库摘牌（选中即消尽）〔拆件批 V2——cs3 凭证拿到即开现役断言承继〕
 	a._curio.deck = [{"kind": "rap", "tier": "rare"}, {"kind": "attack", "tier": "common"}]
 	a.stop()._pending = {"candidates": a._curio.deck.duplicate()}
-	Kit.check_quiet(a.stop().pick_curio("rap", "rare") and a.stop().pool_stock("rap") == 0,
+	Kit.check_quiet(a.stop().pick_curio("rap", "rare") and a.deck().pool_stock("rap") == 0,
 		"凭证令牌：pick_curio 摘牌（选中踢池——与属性件同语义）〔专长批 V9〕")
 
 	# V10-1 留任 2 件路由与值不变：gp 钱包/heal 当即回血（每次点选独立停点态）
@@ -116,7 +116,7 @@ func _init() -> void:
 	var sm = load("res://core/save_manager.gd").new("user://_feat_vouchers_bp.json")
 	sm.load_from_disk()
 	a.adventure_counters = {"pain_layers": 3, "adv_twin_digs": 5}   # 冒险桶宿主字典直写（测试构造面）
-	a.stop()._refresh_stock = 2
+	a.refresh_bank()._refresh_stock = 2
 	a.set_save_manager(sm)
 	a._on_level_finished({"result": "victory", "hp": 10, "node_index": 1, "node_id": 1, "node_type": "shop"})
 	var bp16: Dictionary = sm.breakpoint_snapshot()
@@ -139,7 +139,7 @@ func _init() -> void:
 	var b4 = load("res://core/adventure_runner.gd").new(db, load("res://core/rng_service.gd").new())
 	Kit.check_quiet(b4.resume_adventure(bp_legacy2, {}),
 		"V13：旧档 adventure_counters 含改名前旧键续玩受理零崩溃（无迁移——旧键留桶成死键）〔卡② V13/H1〕")
-	Kit.check_quiet(int(b2.adventure_counters.get("pain_layers", -1)) == 3 and b2.stop().refresh_stock() == 2,
+	Kit.check_quiet(int(b2.adventure_counters.get("pain_layers", -1)) == 3 and b2.refresh_bank().refresh_stock() == 2,
 		"V16：续玩回填逐项一致（adventure 桶随断点往返·计数恢复）〔无状态化 V3〕")
 	# V25 完美保险专长验收组（R2 全项：装载/限次一次/计数纯净/两账相减/跨战清零/事件不吞）
 	var fi: Dictionary = db.feats.row_by_id("perfect_insurance")
diff --git a/game/tests/unit/core/level_shop_economy_test.gd b/game/tests/unit/core/level_shop_economy_test.gd
index d69add19..1e8d830b 100644
--- a/game/tests/unit/core/level_shop_economy_test.gd
+++ b/game/tests/unit/core/level_shop_economy_test.gd
@@ -1357,13 +1357,13 @@ func _smoke_shop_pool() -> void:
 			attack_seen = true
 			break
 	Kit.check("库存尽剔牌库（attack 令牌耗尽——池消耗即上限跨渠道共库 reward→shop 向）", not attack_seen)
-	var stock_before: int = a8.stop().pool_stock("attack")
-	Kit.check("池空消费拒绝（handler 零副作用——买光即枯竭硬闸）", not a8.stop().consume_pool_purchase("attack", "common") and a8.stop().pool_stock("attack") == stock_before)
+	var stock_before: int = a8.deck().pool_stock("attack")
+	Kit.check("池空消费拒绝（handler 零副作用——买光即枯竭硬闸）", not a8.stop().consume_pool_purchase("attack", "common") and a8.deck().pool_stock("attack") == stock_before)
 	# ⑥ 跨渠道共库 shop→reward 向：回填一枚 attack 令牌 → 消费口受理 → 奖励牌库同步摘牌
 	a8._curio.deck.append({"kind": "attack", "tier": "common"})
 	Kit.check("商店消费口受理（停点件兑付单点同口——真单点库）〔拆件批 V3〕", a8.stop().consume_pool_purchase("attack", "common"))
 	var reward_attack_seen := false
-	for t6 in a8.stop().draw_candidates():
+	for t6 in a8.deck().draw_candidates():
 		if String((t6 as Dictionary).get("kind", "")) == "attack":
 			reward_attack_seen = true
 			break
diff --git a/game/tests/unit/core/meta_progression_forge_test.gd b/game/tests/unit/core/meta_progression_forge_test.gd
index 39960be5..4755425a 100644
--- a/game/tests/unit/core/meta_progression_forge_test.gd
+++ b/game/tests/unit/core/meta_progression_forge_test.gd
@@ -290,17 +290,17 @@ func _meta_settle_and_workshop() -> void:
 	Kit.check("充能按装备 active_charged 件种行（新目录表值：线香 battle 级 1 次/天眼 level 级 1 次——周期重置点归 V8 逐形态面；读数=行派生）",
 		a12._loadout.charges_left("incense_stick", a12.runner().treasure_inventory) == 1 and a12._loadout.charges_left("sky_eye", a12.runner().treasure_inventory) == 1)
 	a12._attunement = []
-	a12.stop()._refresh_x = 1
-	a12.stop()._refresh_y = 2
+	a12.refresh_bank()._refresh_x = 1
+	a12.refresh_bank()._refresh_y = 2
 	a12.stop()._pending = {"candidates": [{"kind": "gp", "tier": "common"}, {"kind": "attack", "tier": "common"}, {"kind": "max_hp", "tier": "common"}], "payload": {}}
 	Kit.check("刷新双计数器——X 优先消耗（x1y2 → x0y2）",
-		a12.stop().refresh_curio() and a12.stop()._refresh_x == 0 and a12.stop()._refresh_y == 2)
+		a12.stop().refresh_curio() and a12.refresh_bank()._refresh_x == 0 and a12.refresh_bank()._refresh_y == 2)
 	Kit.check("刷新双计数器——X 耗尽转 Y 池、池竭拒绝（x0y2 → y0 → 第四次 false 零副作用）",
-		a12.stop().refresh_curio() and a12.stop().refresh_curio() and a12.stop()._refresh_y == 0
+		a12.stop().refresh_curio() and a12.stop().refresh_curio() and a12.refresh_bank()._refresh_y == 0
 		and a12.stop().refresh_curio() == false)
-	a12.stop()._reset_refresh_x()
+	a12.refresh_bank().reset_x()
 	Kit.check("刷新 X 每碰三选一重置（不结转；新目录无 bonus_refresh 行源——X 机制保留恒 0 空转，存量加仓走 _refresh_stock=刷新练习 V8）〔秘宝批换代〕",
-		a12.stop()._refresh_x == 0 and a12.stop().attune_refresh_left() == 0)
+		a12.refresh_bank()._refresh_x == 0 and a12.refresh_bank().free_left() == 0)
 	# ⑬ 主菜单开局传参面（开新/续玩两入口同调三键随开局下传防回归：真实入口曾
 	# 三键恒空（缺陷①），冒烟夹具直呼 runner 参数面拦不住——此处直呼 main.build_adventure_params
 	# 单测统一构造面（static 免实例化整菜单场景；真实两入口共用本构造），取值与营地投影同源）
diff --git a/game/tests/unit/core/pool_case_d_test.gd b/game/tests/unit/core/pool_case_d_test.gd
index df25397f..c7768486 100644
--- a/game/tests/unit/core/pool_case_d_test.gd
+++ b/game/tests/unit/core/pool_case_d_test.gd
@@ -73,7 +73,7 @@ func check_v7(a, db) -> void:
 		_tok("armor", "common"), _tok("heal", "excellent"), _tok("refresh", "excellent"), _tok("ap", "rare")]
 	var hi_seen := false
 	for i in 40:
-		var cands: Array = a.stop().draw_candidates("reward_node")
+		var cands: Array = a.deck().draw_candidates("reward_node")
 		if cands.size() != 3:
 			continue
 		var hi := 0
@@ -87,7 +87,7 @@ func check_v7(a, db) -> void:
 	a._curio.deck = [_tok("gp", "common"), _tok("attack", "common"), _tok("max_hp", "common")]
 	var ok_fb := true
 	for i in 20:
-		var cands2: Array = a.stop().draw_candidates("reward_node")
+		var cands2: Array = a.deck().draw_candidates("reward_node")
 		if cands2.size() != 3:
 			ok_fb = false
 			break
@@ -100,13 +100,13 @@ func check_v7(a, db) -> void:
 		_tok("feat_ticket", "excellent")]
 	var ticket_seen := false
 	for i in 30:
-		for t in a.stop().draw_candidates("reward_node"):
+		for t in a.deck().draw_candidates("reward_node"):
 			if String(t.get("kind", "")) == "feat_ticket":
 				ticket_seen = true
 	Kit.check_quiet(not ticket_seen, "凭证不进抽签池（feat_ticket 只经保底注入通道）〔专长批 V7〕")
 	# 构成④：池空=零候选合法态（同族兜底入口）
 	a._curio.deck = []
-	Kit.check_quiet(a.stop().draw_candidates("reward_node").is_empty(), "池空=零候选合法态（skip_empty_curio 兜底入口）〔专长批 V7〕")
+	Kit.check_quiet(a.deck().draw_candidates("reward_node").is_empty(), "池空=零候选合法态（skip_empty_curio 兜底入口）〔专长批 V7〕")
 
 
 func check_v6(b, db) -> void:
@@ -115,22 +115,22 @@ func check_v6(b, db) -> void:
 		return
 	# 拿了消耗：直置停点候选后 pick_curio——牌库摘牌单点
 	b._curio.deck = [_tok("gp", "common"), _tok("attack", "common"), _tok("max_hp", "excellent")]
-	var gp_before: int = b.stop().pool_stock("gp")
+	var gp_before: int = b.deck().pool_stock("gp")
 	b.stop()._pending = {"candidates": [_tok("gp", "common"), _tok("attack", "common"), _tok("max_hp", "excellent")]}
-	Kit.check_quiet(b.stop().pick_curio("gp", "common") and b.stop().pool_stock("gp") == gp_before - 1,
+	Kit.check_quiet(b.stop().pick_curio("gp", "common") and b.deck().pool_stock("gp") == gp_before - 1,
 		"拿了消耗：pick_curio 后牌库摘牌（选中踢池）〔专长批 V6〕")
 	# 没拿回池：抽候选不摘牌——重复抽签同令牌可再现
 	var deck_size: int = b._curio.deck.size()
 	var seen_again := false
 	for i in 30:
-		var cands: Array = b.stop().draw_candidates("reward_node")
+		var cands: Array = b.deck().draw_candidates("reward_node")
 		if cands.size() == 2 and b._curio.deck.size() == deck_size:
 			seen_again = true
 	Kit.check_quiet(seen_again, "没拿回池：抽签不摘牌（未选候选再次可现，牌库余量不变）〔专长批 V6〕")
 	# 只刷出不计：抽签后 _curio_taken 零变化
 	var taken_before: Dictionary = b._curio.taken.duplicate()
 	for i in 10:
-		b.stop().draw_candidates("reward_node")
+		b.deck().draw_candidates("reward_node")
 	var unchanged := true
 	for k in taken_before.keys():
 		if int(b._curio.taken.get(k, 0)) != int(taken_before[k]):
@@ -145,7 +145,7 @@ func check_v12(m, db) -> void:
 	var tier_n := {"common": 0, "excellent": 0, "rare": 0, "legendary": 0}
 	var total := 0
 	for i in 300:
-		for t in m.stop().draw_candidates("level_clear"):
+		for t in m.deck().draw_candidates("level_clear"):
 			tier_n[String(t.get("tier", ""))] = int(tier_n.get(String(t.get("tier", "")), 0)) + 1
 			total += 1
 	Kit.check_quiet(total == 900, "V12 前置：300 停点 ×3 候选=900 席（实 %d）" % total)
@@ -163,13 +163,13 @@ func check_v8(c, db) -> void:
 	# 概率位与 cap 两属性独立：改 cap 不动牌库（概率位）、改牌库不动 cap 字段
 	var cap_field_before := int(db.adventure.curio_cap_gp)
 	db.adventure.curio_cap_gp = 1   # 独立设 cap（概率位=gp 令牌数不动）
-	var gp_tokens: int = c.stop().pool_stock("gp")
+	var gp_tokens: int = c.deck().pool_stock("gp")
 	Kit.check_quiet(gp_tokens > 0 and int(db.adventure.curio_value("gp", "common")) == 20,
 		"改 cap 不动概率位：牌库 gp 令牌 %d 枚在库、件值字段不受影响〔专长批 V8〕" % gp_tokens)
 	# cap 只在拿了才计：刷出不计
 	c._curio.deck = [_tok("gp", "common"), _tok("attack", "common"), _tok("max_hp", "common")]
 	for i in 20:
-		c.stop().draw_candidates("reward_node")
+		c.deck().draw_candidates("reward_node")
 	Kit.check_quiet(bool(c._curio.cap_ok("gp", "")) and int(c._curio.taken.get("gp", 0)) == 0,
 		"cap 刷出不计：20 次抽签后 gp 未拿、cap 未触发〔专长批 V8〕")
 	# 拿了才计：pick 一次→cap 满→提前退役（候选视图剔除、牌库本体不动）
@@ -182,7 +182,7 @@ func check_v8(c, db) -> void:
 			gp_in_deck += 1
 	var gp_cand := false
 	for i in 30:
-		for t in c.stop().draw_candidates("reward_node"):
+		for t in c.deck().draw_candidates("reward_node"):
 			if String(t.get("kind", "")) == "gp":
 				gp_cand = true
 	Kit.check_quiet(gp_in_deck >= 0 and not gp_cand,
diff --git a/game/tests/unit/core/treasure_effects_test.gd b/game/tests/unit/core/treasure_effects_test.gd
index c7614fc2..060aa522 100644
--- a/game/tests/unit/core/treasure_effects_test.gd
+++ b/game/tests/unit/core/treasure_effects_test.gd
@@ -117,9 +117,9 @@ func _init() -> void:
 	adr5.set_save_manager(save_s.new("user://treasure_effects_p.json"))
 	Kit.check_quiet(adr5.start_adventure(261, {"hero_override": {}, "treasure_unlocked": {}, "attunement": ["refresh_practice"]}),
 		"刷新练习：装配冒险启动")
-	Kit.check_quiet(int(adr5.stop().refresh_stock()) == 1 and int(adr5.stop().attune_refresh_left()) == 1,
+	Kit.check_quiet(int(adr5.refresh_bank().refresh_stock()) == 1 and int(adr5.refresh_bank().free_left()) == 1,
 		"刷新练习：存量账 +1（装配即得一次性——attune_refresh_left 合计含 stock）")
-	Kit.check_quiet(int(adr5.stop()._refresh_x) == 0,
+	Kit.check_quiet(int(adr5.refresh_bank()._refresh_x) == 0,
 		"刷新练习反例：临时账 X 不动（写临时账/重复加仓=违规形态）")
 
 	# ⑥ 储备罐（转存率 125=1.25:1 整除口径 / 100=1:1 逐位同旧）