diff --git a/tools/pipeline_gate.py b/tools/pipeline_gate.py
index 57224f7b..79a97716 100644
--- a/tools/pipeline_gate.py
+++ b/tools/pipeline_gate.py
@@ -55,6 +55,9 @@ LEDGER_PROOF_MARKS = ("撤销", "证明")
 BINDING_RULE_DATE = (2026, 10, 28)   # req-card §8：换代为判据绑定面列，撤销/变异证明列同日禁列
 BANNED_PROOF_MARKS = ("撤销证明", "变异证明")
 AUDIT_MARK = "验收审计"
+CAP_ROW_RULE_DATE = (2026, 10, 29)   # req-card §8：每行标能力归属（对齐 test-conventions §8.9 三层模型）
+CAP_ROW_RE = re.compile(r"^(既有|新增)\s*[：:]\s*(.+)$")
+CAP_README = Path("game/tests/README.md")
 
 DATE_RE = re.compile(r"\d{4}-\d{2}-\d{2}")
 VER_RE = re.compile(r"[vV]\d+(?:\.\d+)*")
@@ -453,7 +456,30 @@ def card_date(path):
     return tuple(int(x) for x in found[-1].split("-"))
 
 
-def check_ledger(text, path, when, issues):
+def capability_names(root):
+    """game/tests/README.md 能力表首列行名集合；文件或表缺失返回空集（调用方据此判红）。"""
+    p = root / CAP_README
+    if not p.is_file():
+        return set()
+    names = set()
+    header = None
+    for raw in p.read_text(encoding="utf-8").splitlines():
+        s = raw.strip()
+        if not s.startswith("|"):
+            header = None
+            continue
+        cells = row_cells(s)
+        if header is None:
+            header = cells
+            continue
+        if SEP_ROW_RE.match(s):
+            continue
+        if any("代表用例" in c for c in header) and cells:
+            names.add(cells[0].strip("`").strip())
+    return names
+
+
+def check_ledger(text, path, when, issues, root):
     """C3 改动—验收对照表结构检查（生效 2026-10-21）。
 
     只查：对照表节在不在、表头有没有五个必需列、有没有数据行、必填格空不空。
@@ -517,6 +543,18 @@ def check_ledger(text, path, when, issues):
             return
         idx["证明"] = proof_hit
 
+    cap_hit = None
+    cap_names = None
+    if when >= CAP_ROW_RULE_DATE:
+        cap_hit = next((k for k, cell in enumerate(header) if "能力行" in cell), None)
+        if cap_hit is None:
+            issues.append((str(path), header_line, "验收对照表缺列",
+                           "缺「能力行」列（2026-10-29 起：每行写 既有：<能力名> 或 "
+                           "新增：<能力名>，对齐能力清单）"))
+            return
+        idx["能力行"] = cap_hit
+        cap_names = capability_names(root)
+
     rows = 0
     for i in range(header_line, len(lines)):
         s = lines[i].strip()
@@ -536,6 +574,18 @@ def check_ledger(text, path, when, issues):
             if k >= len(cells) or not cells[k].strip():
                 issues.append((str(path), i + 1, "验收对照表空格",
                                "「%s」列为空" % name))
+        if cap_hit is not None:
+            cap_cell = cells[cap_hit] if cap_hit < len(cells) else ""
+            for seg in [x.strip() for x in re.split(r"[；;]", cap_cell) if x.strip()]:
+                m = CAP_ROW_RE.match(seg)
+                if not m:
+                    issues.append((str(path), i + 1, "能力行格式",
+                                   "「能力行」格须写 既有：<能力名>／新增：<能力名>：%s"
+                                   % seg[:24]))
+                elif m.group(1) == "既有" and m.group(2).strip("`").strip() not in cap_names:
+                    issues.append((str(path), i + 1, "能力行不可核",
+                                   "既有能力「%s」不在 game/tests/README.md 能力表"
+                                   % m.group(2).strip("`").strip()[:24]))
     if rows == 0:
         issues.append((str(path), header_line, "验收对照表零行",
                        "表内没有数据行"))
@@ -569,7 +619,7 @@ def check_cards(root, issues):
                            "须含「设计事实源」或「唯一事实源」声明句（req-card §2 三选一，"
                            "GDD 节＋版本号／样张＋art-bible 版本／工程形态证据指认）"))
         if when >= LEDGER_RULE_DATE:
-            check_ledger(text, path, when, issues)
+            check_ledger(text, path, when, issues, root)
             if AUDIT_MARK not in text:
                 issues.append((str(path), 1, "独立验收审计未声明",
                                "须在卡内写明独立验收审计入口与报告文件（2026-10-21 起，"